Finzano brings a portfolio tracker, budgeting and household finances together in one app — running entirely on your own infrastructure. No cloud, no tracking, no subscription.
Live demo — no signup. Log in with demo@finzano.com / finzano-demo-2026. Resets every day, so feel free to change anything.
For Android, Windows, macOS, Linux & any browser — one app, one server, every device.
These are actual screenshots from the running app — real accounts, real portfolio, real reports. Click any of them to take a closer look, or open the full set below.
Three of the things Finzano does that most personal-finance apps don't.
Finzano values every position from live market data and computes the returns that actually matter — not just a naive percentage.
Accounts, budgets and recurring costs come together so the month never surprises you.
Capital-gains figures most tools ignore are estimated right from your own holdings — a rare thing outside paid software.
From a single transaction to portfolio returns — Finzano covers both sides of your financial life without ever handing it over to a third party.
Track stocks and crypto in real time — live prices from Yahoo Finance & CoinGecko, FIFO cost basis, true money-weighted (IRR/XIRR) and time-weighted (TTWROR) returns, a dividend calendar, watchlists, region & sector diversification and benchmark comparison.
Every account and transaction in one place. Monthly budgets, automatic categorisation tuned to European merchants, savings goals, subscription detection, planned recurring bookings and a Sankey cash-flow view.
Fully self-hosted from a single Docker stack behind your own reverse proxy. No cloud, no tracking, no third parties, no subscription. Your finances never leave your infrastructure.
Argon2id password hashing, TOTP & email 2FA, passkeys (WebAuthn), refresh-token rotation with family revocation, and AES-256-GCM field encryption for sensitive data like IBANs and notes. PostgreSQL row-level security isolates every tenant.
CSV import with ready-made profiles for DKB, ING, Sparkasse, VR, Commerzbank, comdirect & N26, PDF statement parsing with an OCR fallback, and optional PSD2 account access via Enable Banking.
Vorabpauschale, Sparer-Pauschbetrag and Teilfreistellung are built in, so capital-gains income is estimated realistically instead of gross — a rare thing outside paid tools.
P&L, category and financial-matrix reports, account statements and balance history — exportable as CSV, XLSX, or print/PDF. GoBD-friendly with an immutable audit log and soft-delete history.
Share a household with role-based access (editor or read-only viewer), or grant access to individual accounts only. Every change is recorded in a household-wide audit trail.
Runs on Android, Windows, macOS, Linux and any browser — installable as a PWA with a read-only offline cache so your dashboard and history stay available. Bilingual (German & English) with light and dark themes.
Self-hosted doesn't mean complicated. Here's the whole journey.
One Docker stack brings up the API, the web UI and PostgreSQL. Put it behind your reverse proxy for TLS — a small VPS is plenty. The first account you register becomes the owner.
Install the Android or desktop app, or just open it in a browser as a PWA. Enter your server address once, sign in, and every device talks to the same instance — with an offline read cache.
Import CSV or PDF statements with ready-made bank profiles, or add accounts and holdings by hand. Categorisation, budgets, subscription detection and portfolio metrics start working immediately.
Finzano was designed and independently audited around a server-trusting model, with defence in depth from the login all the way down to the database row.
Yes. Finzano is self-hosted and open — you run it on your own server, there is no license fee and no paid tier.
No. There is no Finzano cloud. Every client (Android, desktop, browser) talks to your own server; you enter its address on first login.
A native Android app with a biometric lock, a lightweight desktop app for Windows, macOS and Linux, and a Progressive Web App in any browser — all talking to the same self-hosted server.
Sensitive fields (IBANs, notes, uploaded documents) are encrypted at rest with AES-256-GCM, and row-level security isolates each tenant. Keep your FIELD_ENCRYPTION_KEY safe — it is never rotated automatically.
Yes. Invite people into a shared household with editor or read-only roles, or share only specific accounts. Everything is logged in a household-wide audit trail.
Securities prices are pulled live from Yahoo Finance and CoinGecko; the German tax estimates (Vorabpauschale, Sparer-Pauschbetrag, Teilfreistellung) are computed from your own recorded holdings and transactions.
Yes. CSV import ships with ready-made profiles for DKB, ING, Sparkasse, VR, Commerzbank, comdirect and N26 (auto-detected), plus PDF statement parsing with an OCR fallback. Optional PSD2 account access is available via Enable Banking.
Yes. Accounts and securities can each have their own currency. Pick a main display currency and optionally convert everything to it at current exchange rates — amounts, charts and reports all follow that choice.
No cloud lock-in, no monthly fee, no one mining your transactions. Just your complete financial picture — portfolio, budgets, taxes and household — running exactly where you decide.